As long as the transaction is legitimate and never gets reported as bad then they would never question the checks.Īlso when you look at the checks in the browser after being deposited, it's just a black and white outline of the important information so they probably don't even store the background colors of the check. My thoughts are that the app doesn't even look at the security paper marks or the magnetic ink so it shouldn't matter.

I would be using legitimate account numbers and increment the check numbers accordingly and then I cut them out and take the pics with my phone for deposit. So my idea was to print out a check on plain white paper to look as identical to a real check as possible. I could order them but then I thought of this idea and I can't find anything on the internet about it being done. Seems simple but then my parents said they don't have checks since they never write them. The workaround I was thinking was to give someone close to me the cash to deposit (parents in this case) into their brick and mortar and then have them write me a check. I've been fine with the no-brick-and mortar style bank for a while now since I can still deposit checks with my phone.īut recently I've been getting a lot of cash that I'm not wanting to hold on to and depositing straight into my account isn't possible. Where I live (FL) there are no ATM's for depositing so I can't deposit cash. I have a checking account with Capital One 360. So some background as to why I'm asking (if it even matters):

Will personal capital print checks